Ujjivan

Transforming with Technology

Price: 550.00 INR

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ISBN:

9780199482986

Publication date:

14/05/2018

Hardback

248 pages

Price: 550.00 INR

We sell our titles through other companies
Disclaimer :You will be redirected to a third party website.The sole responsibility of supplies, condition of the product, availability of stock, date of delivery, mode of payment will be as promised by the said third party only. Prices and specifications may vary from the OUP India site.

ISBN:

9780199482986

Publication date:

14/05/2018

Hardback

248 pages

Subir Roy

Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase, and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transforming with Technology for a behind-the scenes look at how Ujjivan is chasing its credo—building a better life for those left behind.

Rights:  World Rights

Subir Roy

Description

Three decades of being a banker afforded Samit Ghosh a ringside view of the biggest vulnerability of India’s financial sector—its failure to ensure true financial inclusion. This became the impetus for Ghosh’s second innings as the creator of Ujjivan, a pioneering venture to bring financial services to the urban poor.
Since 2005, when it opened its doors for business, Ujjivan has seen rapid growth. Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase, and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transforming with Technology for a behind-the scenes look at how Ujjivan is chasing its credo—building a better life for those left behind.

About the Author
Subir Roy
spent four decades with leading publications in the print media, most recently with Business Standard. His key interests are public policy, information technology, affordable healthcare, and urban issues. He is the author of Made in India: A Study of Emerging Competitiveness (2005).

Subir Roy

Table of contents


Abbreviations
Foreword by Jaithirth Rao
Author’s Note
1. Introduction and Overview
2. Situating Microfinance
3. Experts Remember
4. An Idea Is Born
5. A Firm Is Born
6. A Pilot Gets Going
7. On a High Growth Path
8. A Crisis Forewarned
9. The Crisis Arrives in Andhra
10. Batt ling the Crisis
11. Return to High Growth
12. Processes and Information Technology
13. The Human Factor
14. Risk Management
15. MFI to SFB, via IPO
16. Beyond Microfinance
17. The Demonetization Trauma
18. Light at Tunnel’s End
Index
About the Author

Subir Roy

Subir Roy

Subir Roy

Description

Three decades of being a banker afforded Samit Ghosh a ringside view of the biggest vulnerability of India’s financial sector—its failure to ensure true financial inclusion. This became the impetus for Ghosh’s second innings as the creator of Ujjivan, a pioneering venture to bring financial services to the urban poor.
Since 2005, when it opened its doors for business, Ujjivan has seen rapid growth. Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase, and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transforming with Technology for a behind-the scenes look at how Ujjivan is chasing its credo—building a better life for those left behind.

About the Author
Subir Roy
spent four decades with leading publications in the print media, most recently with Business Standard. His key interests are public policy, information technology, affordable healthcare, and urban issues. He is the author of Made in India: A Study of Emerging Competitiveness (2005).

Read More

Table of contents


Abbreviations
Foreword by Jaithirth Rao
Author’s Note
1. Introduction and Overview
2. Situating Microfinance
3. Experts Remember
4. An Idea Is Born
5. A Firm Is Born
6. A Pilot Gets Going
7. On a High Growth Path
8. A Crisis Forewarned
9. The Crisis Arrives in Andhra
10. Batt ling the Crisis
11. Return to High Growth
12. Processes and Information Technology
13. The Human Factor
14. Risk Management
15. MFI to SFB, via IPO
16. Beyond Microfinance
17. The Demonetization Trauma
18. Light at Tunnel’s End
Index
About the Author

Read More